Your fee is agreed upfront
You know the full scope and flat fee before we begin, with no commission tied to what you spend.
Chicago's independent car buying concierge. We handle the research, quote audits, and negotiation — typically 15 to 20 hours of legwork — so you don't have to. Our flat fee is designed to pay for itself in negotiated savings and removed junk fees on most deals.

We represent buyers
Never dealerships. No kickbacks, commissions, or incentives — ever.
“I started this because I watched friends and family get outplayed by dealership tactics every time. Every client gets a flat fee agreed upfront, full transparency on every number, and someone in their corner who never profits from what they spend.”
Andriy Serafyn
Founder, Chicago Auto Consulting
How it works
Five guided steps that put you in control — without the dealership runaround.
We learn your needs, budget, and timeline, then map out the ideal vehicle and buying strategy.
Nationwide inventory search and market analysis to find the right vehicle at the right price.
We handle every dealer conversation, eliminating pressure tactics and hidden fees.
Independent inspection coordination so you know exactly what you are buying.
Paperwork, financing review, and door-to-door delivery coordinated start to finish.
Services
Whatever you drive next, we handle the parts that cost you time, money, and stress.
We negotiate the full out-the-door price, not just the sticker — fees and add-ons included.
A line-by-line teardown of your dealer quote that strips hidden fees and bogus add-ons.
Market-wide inventory search to find your exact spec at the right price.
Independent PPI coordination so you know exactly what you are buying — especially used.
We benchmark dealer offers against wholesale to maximize your trade value.
Unbiased review of APR, money factor, GAP, and protection products before you sign.
Discreet sourcing for rare, high-value, and allocation vehicles.
Out-of-state sourcing, remote paperwork signing, and delivery to your driveway.
The market reality
Record prices, longer loans, and rising fees have made the cost of a single mistake higher than ever. A buyer's advocate is no longer a luxury — it's risk management for one of your largest purchases.
Average price of a new vehicle in 2025 — an all-time high.
Cox AutomotiveOf new-car buyers now take loans longer than six years to afford the payment.
Experian, Q1 2026New-car buyers carry a monthly payment over $1,000.
Edmunds, Q4 2025Year-over-year rise in used-car prices amid tight supply in 2026.
Cox AutomotiveThe Chicago hidden-fee problem
Independent research has found discretionary fees missing from advertised pricing in the majority of used-car sales, and the majority of buyers report bait-and-switch tactics at the dealership. We audit your quote line by line and lock your out-the-door price before you ever sign.
Of used-car sales had fees not shown in online pricing
Of buyers reported bait-and-switch tactics
Average surprise-fee burden per buyer
Junk fees we let slip past you
Pricing
No commissions. No kickbacks. Choose how much you want us to handle — every dollar we save stays in your pocket.
For confident DIY buyers
Flat fee · one vehicle
Schedule Free ConsultationFee credited toward a Negotiation Package if you upgrade.
Full negotiation support
Flat fee · one vehicle
Schedule Free ConsultationDesigned to pay for itself in negotiated savings and removed junk fees on most deals.
White-glove, end-to-end
Starting fee · + transport at cost
Schedule Free ConsultationTransport and third-party costs billed at cost, never marked up.
Why choose us
Our commitment
You know the full scope and flat fee before we begin, with no commission tied to what you spend.
We present the options and our recommendation, but nothing moves forward without your sign-off.
We never accept dealership commissions, referral fees, or incentives. We are paid only by you.
We only source vehicles that match the make, model, features, condition, budget, and timeline you set.
You see the itemized quotes, fees, trade-in figures, and negotiated terms before making a decision.
We represent your interests throughout the process and never represent a dealer or take their inventory.
FAQ
The out-the-door price is the total you actually pay — vehicle price plus every fee, add-on, and tax. Dealers often advertise a low headline price, then rebuild their margin in fees at signing. We negotiate and lock the out-the-door number so there are no surprises.
We audit your itemized quote line by line. Industry research has found discretionary fees not shown in online pricing in the majority of used-car sales, with surprise fees averaging hundreds of dollars per buyer. We flag and strip every non-mandatory add-on before you sign.
Marketplaces and dealers still profit from your transaction. We are an independent buyer advocate — we take no dealer commissions or kickbacks. Our only job is to lower your total cost and protect you from the fee games.
Our flat-fee tiers are $395 for an expert consultation, $995 for full negotiation, and $2,495+ for end-to-end concierge service. Transport and third-party costs like inspections are billed at cost, never marked up.
Yes. We can source vehicles nationwide and coordinate independent inspection, remote paperwork signing, and door-to-door delivery for both local Chicago and out-of-state clients.
Absolutely. We source and negotiate new, used, and certified pre-owned vehicles. Our quote audit and pre-purchase inspection are especially valuable on the used market, where hidden fees are most common.
Yes. We review lease terms, identify inflated money factors and hidden costs, and negotiate the structure so you understand exactly what you are paying.
Our flat fee is designed to pay for itself in negotiated savings and removed junk fees on most deals. Results vary by vehicle and market, but you see and approve every number before moving forward.
Never. We work exclusively for buyers and accept no dealer kickbacks, commissions, or incentives. Our only loyalty is to you.

About us
Chicago Auto Consulting was built on a simple principle: the person helping you buy a car should answer to you, not the dealership. We work exclusively for buyers and never accept dealer kickbacks, commissions, or incentives. That independence is what lets us negotiate harder, advise honestly, and protect your money at every step.
Every recommendation is made in your interest — never a dealer’s.
We accept zero dealer incentives, so our advice stays unbiased.
Transparent flat fees mean our success is measured by your savings.
Get started
Tell us what you're looking for and we'll set up your free consultation. No pressure, no obligation — just expert advice on your side.